FREE CREDIT REPORT

Compare Credit Cards

Milestone® Mastercard®
Milestone® Mastercard®
  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Account history is reported to the three major credit bureaus in the U.S.
Regular APR - 24.9%
Credit Recommended - Fair/Good
Annual Fee - $35 - $99*
Intro Rate - N/A
Intro Period - N/A
Balance Transfer - N/A
Intro (Purchases) - N/A
Intro (Balance Transfers) - N/A

*Dependent on credit worthiness

Milestone® Mastercard® - Less Than Perfect Credit Considered
Milestone® Mastercard® - Less Than Perfect Credit Considered
  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S.
Regular APR - 24.9%
Annual Fee - $35 - $99*
Credit Recommended - Poor/Bad
Intro Rate - N/A
Intro Period - N/A
Balance Transfer - N/A
Intro (Purchases) - N/A
Intro (Balance Transfers) - N/A

*Dependent on credit worthiness

Merit Platinum Card
Merit Platinum Card
  • Bad Credit, No Credit? No Problem!
  • Fast and Easy Application
  • No Employment or Credit Check
Credit Line - $750 Limit (Usable only at TheHorizonOutlet.com)
Regular APR - 0% APR
Monthly Fee - See website for Details*
Credit Recommended - Damaged credit to Fair credit
Indigo® Mastercard® with Fast Pre-qualification
Indigo® Mastercard® with Fast Pre-qualification
  • Our pre-qualification process does not affect your credit score
  • Keeping your account in good standing may help establish and/or improve your credit
  • 24/7 access to your account, even on mobile!
  • Protection from fraud, if your card happens to be lost or stolen
  • Account history is reported to the three major credit bureaus in the U.S.
Regular APR - 24.9%
Annual Fee - $0 - $99
Credit Recommended - Fair/Good
Intro Rate - N/A
Intro Period - N/A
Balance Transfer - N/A
Intro (Purchases) - N/A
Intro (Balance Transfers) - N/A
Indigo® Unsecured Mastercard®
Indigo® Unsecured Mastercard®
  • Pre-qualify today without an impact on your credit score
  • Keeping your account in good standing may help establish and/or improve your credit
  • Access your account online or from your mobile device 24/7
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S.
Regular APR - 24.9%
Annual Fee - $0 - $99
Credit Recommended - Fair/Good
Intro Rate - N/A
Intro Period - N/A
Balance Transfer - N/A
Intro (Purchases) - N/A
Intro (Balance Transfers) - N/A
Upgrade Cash Rewards Visa®
Upgrade Cash Rewards Visa®
  • Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability
Credit Line - $500 - $50,000
Regular APR - 8.99%-29.99%
Annual Fee - $0
Credit Recommended - Excellent, Good, Fair, Average
Return Payment Fee - $0
Foreign Trans Fee - $0
Balance Transfer Fee - N/A
Balance Transfer - N/A
Penalty APR - N/A
Late Payment Fee - $0
Cash Advance Fee - N/A
Cash Advance APR - N/A
Intro (Balance Transfers) - N/A
Intro (Purchases) - N/A

*To qualify for the $200 welcome bonus, you must open and fund a new Rewards Checking account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The bonus will be applied as a one-time credit to your account and will not otherwise reduce the amount of your regular monthly payments. The bonus credit will be posted to your Upgrade Card as a rewards credit within 1-2 billing periods following the third debit card transaction on your Rewards Checking account. Your Upgrade Card must be in good standing to receive a bonus.

First Access Visa® Card
First Access Visa® Card
  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • $300 credit limit (subject to available credit)
  • The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.
Intro Rate - N/A
Intro Period - N/A
Regular APR - See Terms
Annual Fee - See Terms
Balance Transfer - N/A
Credit Recommended - Fair/Bad
Indigo® Unsecured Mastercard® - Prior Bankruptcy is Okay
Indigo® Unsecured Mastercard® - Prior Bankruptcy is Okay
  • Pre-qualifying today will not affect your credit score
  • Less than perfect credit histories can qualify, even with prior bankruptcy!
  • Mobile friendly online access from anywhere
  • Fraud protection for stolen or lost cards
  • Account history is reported to the three major credit bureaus in the U.S.
Regular APR - 24.9%
Annual Fee - $0 - $99
Credit Recommended - Fair/Good
Intro Rate - N/A
Intro Period - N/A
Balance Transfer - N/A
Intro (Purchases) - N/A
Intro (Balance Transfers) - N/A
First Digital Mastercard®
First Digital Mastercard®
  • Get the security and convenience of a full-feature, unsecured MasterCard® Credit Card – accepted at millions of merchant and ATM locations worldwide and online.
  • Build up your credit history with a card that reports to all three major credit bureaus every month.
  • Perfect credit not required for approval; we may approve you when others won’t.
  • Easy and secure online application – It takes just moments to apply.
  • Issued by Synovus Bank, Member: FDIC
Regular APR - 35.99%
Cash Advance APR - 35.99%
Annual Fee - $75.00 for first year. After that, $48.00 annually.
Late Payment Fee - $40
Return Payment Fee - $40
Activation Fee - $95.00 (one-time fee)
Cash Advance Fee - Either $10, or 3% of the amount of the Cash Advance, whichever is greater.
Credit Recommended - See website for Details*
Credit Line - See website for Details*
Indigo® Mastercard®
Indigo® Mastercard®
  • Easy pre-qualification process with fast response
  • Don't have perfect credit? No problem!
  • 24/7 access to your account, even on mobile!
  • No security deposit
  • Account history is reported to the three major credit bureaus in the U.S.
Regular APR - 24.9%
Annual Fee - $0 - $99
Credit Recommended - Fair/Good
Intro Rate - N/A
Intro Period - N/A
Balance Transfer - N/A
Intro (Purchases) - N/A
Intro (Balance Transfers) - N/A
Surge Mastercard®
Surge Mastercard®
  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From Experian* (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required
Regular APR - 24.99% – 29.99% (Variable)
Late Payment Fee - Up to $41.00
Return Payment Fee - Up to $41.00
Intro Rate - See website for Details*
Intro Period - See website for Details*
Annual Fee - See website for Details*
Balance Transfer - See website for Details*
Credit Recommended - See website for Details*
Intro (Purchases) - See website for Details*
Intro (Balance Transfers) - See website for Details*
Net First Platinum
Net First Platinum

Have you been denied credit in the past? Net First Platinum is available to help people meet their financial needs. Our fast and easy application could be just what you need. A $750 credit line (Usable only at TheHorizonOutlet.com) could be available to you faster than you ever thought possible.

  • No Employment or Credit Check
  • Bad Credit, No Credit - OK
  • Always 0.0% APR
  • Fast Online Applications
Credit Line - $750 Limit (Usable only at TheHorizonOutlet.com)
Regular APR - 0% APR
Monthly Fee - See website for Details*
Credit Recommended - Damaged credit to Fair credit

*See Card for Details

Destiny Mastercard®
Destiny Mastercard®
  • All the benefits of a Mastercard, without a security deposit
  • Keeping your account in good standing may help establish and/or improve your credit history
  • Less than perfect credit is okay, even with a prior bankruptcy!
  • Prequalify for a card today and it will not impact your credit score
  • Reports to all three major credit bureaus
Regular APR - 24.9%
Annual Fee - $59-$99
Credit Recommended - Poor to Good
Indigo® Mastercard® Credit Card
Indigo® Mastercard® Credit Card
  • Easy pre-qualification process with fast response
  • Less than perfect credit is okay
  • Online servicing available 24/7 at no additional cost
  • Unsecured credit card, no security deposit required
  • Account history is reported to the three major credit bureaus in the U.S.
Regular APR - 24.9%
Annual Fee - $0 - $99
Credit Recommended - Fair/Good
Intro Rate - N/A
Intro Period - N/A
Balance Transfer - N/A
Intro (Purchases) - N/A
Intro (Balance Transfers) - N/A
FIT Mastercard®
FIT Mastercard®
  • $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00* (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Checking Account Required
Regular APR - 29.99%
Annual Fee - See Terms
Return Payment Fee - Up to $41.00
Late Payment Fee - Up to $41.00
Credit Recommended - Fair/Poor/Bad
Intro Rate - N/A
Intro Period - N/A
Balance Transfer - N/A
Reflex Mastercard®
Reflex Mastercard®
  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Regular APR - 24.99% - 29.99% (Variable)
Late Payment Fee - Up to $41.00
Return Payment Fee - Up to $41.00
Annual Fee - See Terms
Credit Recommended - Fair/Poor/Bad/Limited
Intro Rate - N/A
Intro Period - N/A
Balance Transfer - N/A
Merrick Bank Double Your Line® Secured Credit Card
Merrick Bank Double Your Line® Secured Credit Card
  • Put down $200, which becomes your credit line. Then, if you qualify, double your credit line to $400 without making another deposit.
  • Double your $200 credit line by making at least your minimum payment on time each month for the first 7 months your account is open
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.
Regular APR - 19.70% Variable
Annual Fee - $36 the first year. Billed $3 per month thereafter
Credit Line - $200, which doubles to $400 if you qualify
Cash Advance APR - 24.70% Variable
Cash Advance Fee - 4% Min: $10
Late Payment Fee - Up to $40
Return Payment Fee - Up to $40
Foreign Trans Fee - 2%
Minimum Deposit - $200
Regular Transfer APR - N/A
Penalty APR - N/A
Balance Transfer Fee - N/A
Credit Recommended - See website for Details
Intro (Purchases) - N/A
Intro (Transfers) - N/A
Freedom Gold Card
Freedom Gold Card
  • $750 Unsecured Credit Limit (Usable only at TheHorizonOutlet.com)
  • Instant Approval*
  • No Credit Check
  • No Employment Check
  • Fast online application
  • Bad Credit - OK
Credit Line - $750 Limit (Usable only at TheHorizonOutlet.com)
Monthly Fee - See website for Details*
Regular APR - 0% APR
Credit Recommended - Damage credit to Fair credit

*See site for details

The First Progress Platinum Elite Mastercard® Secured Credit Card
The First Progress Platinum Elite Mastercard® Secured Credit Card
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No credit inquiry required!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide program; available in all 50 US states *See Card Terms.
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • ¡Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia.
Regular APR - 22.24% (V)
Annual Fee - $29
Credit Line - up to $2,000
Cash Advance APR - 27.24% (V)
Credit Recommended - Poor/Limited/No Credit
First Progress Platinum Prestige Mastercard® Secured Credit Card
First Progress Platinum Prestige Mastercard® Secured Credit Card
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No credit inquiry required!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide program; available in all 50 US states *See Card Terms.
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • ¡Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia.
Regular APR - 12.24% (V)
Annual Fee - $49
Credit Line - $2,000
Cash Advance APR - 21.24% (V)
Credit Recommended - Poor/Limited/No Credit
Indigo® Mastercard® for Less than Perfect Credit
Indigo® Mastercard® for Less than Perfect Credit
  • Pre-qualify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Fraud protection for stolen or lost cards
  • Account history is reported to the three major credit bureaus in the U.S.
Regular APR - 24.9%
Annual Fee - $0 - $99
Credit Recommended - Bad/Poor
Intro Rate - N/A
Intro Period - N/A
Balance Transfer - N/A
Intro (Purchases) - N/A
Intro (Balance Transfers) - N/A
First Progress Platinum Select Mastercard® Secured Credit Card
First Progress Platinum Select Mastercard® Secured Credit Card
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application; No credit inquiry required!
  • Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
  • Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide program; available in all 50 US states *See Card Terms.
  • Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
  • ¡Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia.
Regular APR - 16.24% (V)
Annual Fee - $39
Credit Line - $2,000
Cash Advance APR - 22.24% (V)
Credit Recommended - Poor/Limited/No Credit
Unique Platinum
Unique Platinum
  • $1000 Credit Limit
  • No Credit Checks
  • Instant Approval
  • 0% Financing
  • No application denied for bad credit!
Credit Line - $1,000
Regular APR - 0%
Monthly Fee - $19.95
Credit Recommended - Any Credit Welcome

*See terms and conditions

Milestone Mastercard®
Milestone Mastercard®
  • Instant pre-qualification is available for those who qualify
  • Less than perfect credit is okay
  • Access your account online or from your mobile device 24/7
  • Account history is reported to the three major credit bureaus in the U.S.
Regular APR - 24.9%
Annual Fee - $35 - $99*
Credit Recommended - Fair/Good
Intro Rate - N/A
Intro Period - N/A
Balance Transfer - N/A
Intro (Purchases) - N/A
Intro (Balance Transfers) - N/A

*Dependent on credit worthiness

Milestone® Mastercard® - Mobile Access to Your Account
Milestone® Mastercard® - Mobile Access to Your Account
  • Instant pre-qualification is available for those who qualify
  • Don't have perfect credit? No problem!
  • Mobile friendly online access from anywhere
  • Account history is reported to the three major credit bureaus in the U.S.
Regular APR - 24.9%
Annual Fee - $35 - $99*
Credit Recommended - Fair/Good
Intro Rate - N/A
Intro Period - N/A
Balance Transfer - N/A
Intro (Purchases) - N/A
Intro (Balance Transfers) - N/A

*Dependent on credit worthiness

OpenSky® Secured Visa® Credit Card
OpenSky® Secured Visa® Credit Card
  • No credit check to apply and find out instantly if you are approved.
  • OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
  • Get considered for a credit line increase after 6 months, with no additional deposit required
  • You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
  • Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
  • Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
  • Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • *View the cardholder agreement
Regular APR - 18.89% (variable)
Annual Fee - $35
Credit Line - $200-$3000 at time of application
Credit Recommended - Poor
Late Payment Fee - Up to $38
Cash Advance APR - 18.89% (variable)
Penalty APR - None
Merrick Bank Secured Credit Card
Merrick Bank Secured Credit Card
  • Choose your own credit line based on how much money you want to put down as a security deposit.
  • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
  • After 9 months, we review your account for a credit line increase. No additional deposit required!
  • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
  • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
  • Get your FICO® Credit Score for free each month.
  • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
  • Card issued by Merrick Bank, Member FDIC.
Regular APR - 19.70% Variable
Annual Fee - $36 for first year. Billed $3 per month thereafter
Credit Line - $200-$3,000, depending on deposit amount
Cash Advance APR - 24.70% Variable
Cash Advance Fee - 4% Min: $10
Late Payment Fee - Up to $40
Return Payment Fee - Up to $40
Foreign Trans Fee - 2%
Minimum Deposit - $200
Regular Transfer APR - N/A
Penalty APR - N/A
Balance Transfer Fee - N/A
Credit Recommended - See website for Details*
Intro (Purchases) - N/A
Intro (Transfers) - N/A
Applied Bank® Secured Visa® Gold Preferred® Credit Card
Applied Bank® Secured Visa® Gold Preferred® Credit Card
  • Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000.
  • Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Regular APR - 9.99% Fixed
Annual Fee - $48
Credit Line - $200 - $1,000
Credit Recommended - Poor/Fair/Limited/Damaged
Brand Name - Visa®
Security Deposit - $200 - $1,000
Milestone® Mastercard® - Unsecured For Less Than Perfect Credit
Milestone® Mastercard® - Unsecured For Less Than Perfect Credit
  • Easy pre-qualification process which does not affect your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Protection from fraud, if your card happens to be lost or stolen
  • Account history is reported to the three major credit bureaus in the U.S.
Regular APR - 24.9%
Annual Fee - $35 - $99*
Credit Recommended - Poor/Bad
Intro Rate - N/A
Intro Period - N/A
Balance Transfer - N/A
Intro (Purchases) - N/A
Intro (Balance Transfers) - N/A

*Dependent on credit worthiness

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